The game is played
using 8 decks of cards, re-shuffled after each round.
Card Values
Aces can be used as either 1 or 11. Any hand that includes an ace
has two values… a soft value and a hard value. I.e. if the hand is an ace-8,
the hard value is 9, the soft value is 19.
The King, Queen, Jack and Ten are 10 points each. All other cards
are worth their face values.
If the player's first two cards total 21 it's a natural Blackjack.
Blackjack is the highest hand.
Once a player has placed his/her bet, both the player and the dealer
are dealt two cards each. The player's cards are dealt face up.
The dealer's first card is dealt face down.
If the player doesn't have a Blackjack, he/she may "Stand"
(refuse any further cards), or "Hit" ( accept another card).
A player who stands will not receive additional cards. Cards are
dealt until the player stands or "busts" (exceeds 21). If the player
busts, he/she immediately loses the bet regardless of the dealer's
hand result.
Player's Options
The Dealer has none of the following options.
Splitting
When a player is dealt two cards with equal values, they have the option of "splitting"
them into two separate hands. In order to "split", the initial bet has to be matched.
Each hand is then played separately. If the player splits two Aces, only one more
card is dealt to each hand. A hand can only be split once. A two card 21 total
on a split is not a natural blackjack. If the hand does not push it will pay even
money.
Doubling Down
A player may double on their first two cards other than a Blackjack.
When a player doubles, only one more card is dealt and the original
bet has to be matched. Essentially, the player bets the hand can
be won with one more card. You can also "double down" after "splitting"
a pair.
Insurance
When the dealer's up card is an ace, the player is offered "insurance".
Taking insurance means the player makes a second bet (of half the
original bet) that the dealer's face down card is a ten card. If
this is the case, the player is paid 2 to 1 on the insurance bet
and the initial bet loses as it is beaten by the dealer's Blackjack.
If the dealer does not have a natural Blackjack, the insurance bet
is lost and the hand is played out as normal.
Even Money
If the player (you) has a Blackjack and the dealer's up card is
an Ace, the player is offered 'even money'. Taking even money means
the player will be paid 1 to 1 on the Blackjack and not 3 to 2 as
normal. Taking even money means the player believes the dealer's
face down card is a ten card. If the player chooses not to take
even money and the dealer reveals a Blackjack, both hands tie. If
no even money is taken and the dealer has no Blackjack, the player
is paid at 3 to 2.
The Dealer's cards
After the player's final actions, the dealer reveals the down card.
If the dealer's hand is 16 or less, the dealer must continue to "hit"
until reaching 17 or more.
The dealer must stand on soft 17 and cannot take additional cards.
If the dealer exceeds 21 ("bust"), and the player has stood without
busting, the player wins.
When the dealer stands on 17 or greater and has a higher count than
the player, the dealer wins.
If the player has the higher count, the player wins.
If the player and the dealer have the same totals, it's a "push" (tie).
Payouts
| Winning Wager |
Odds Payout |
| Winning Hand |
1 - 1 |
| Blackjack |
3 - 2 |
| Insurance |
2 - 1 |
| Even Money |
1 - 1 |
BASIC BLACKJACK STRATEGY
 |
PLAYER'S
HAND |
DEALER'S
UP CARD |
|
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
A |
| 5-6-7-8 |
H |
H |
H |
H |
H |
H |
H |
H |
H |
H |
| 9 |
H |
D |
D |
D |
D |
H |
H |
H |
H |
H |
| 10 |
D |
D |
D |
D |
D |
D |
D |
D |
H |
H |
| 11 |
D |
D |
D |
D |
D |
D |
D |
D |
D |
H |
| 12 |
H |
H |
S |
S |
S |
H |
H |
H |
H |
H |
| 13-14 |
S |
S |
S |
S |
S |
H |
H |
H |
H |
H |
| 15-16 |
S |
S |
S |
S |
S |
H |
H |
H |
H |
H |
| 17-18-19-20-21 |
S |
S |
S |
S |
S |
S |
S |
S |
S |
S |
 |
A-2(13),
A-3(14) |
H |
H |
H |
D |
D |
H |
H |
H |
H |
H |
| A-4(15),
A-5(16) |
H |
H |
D |
D |
D |
H |
H |
H |
H |
H |
| A-6(17) |
H |
D |
D |
D |
D |
H |
H |
H |
H |
H |
| A-7(18) |
S |
D |
D |
D |
D |
S |
S |
H |
H |
H |
| A-8(19),
A-9(20) |
S |
S |
S |
S |
S |
S |
S |
S |
S |
S |
 |
A
& A |
SP |
SP |
SP |
SP |
SP |
SP |
SP |
SP |
SP |
SP |
| 2
& 2 - 3 & 3 |
SP |
SP |
SP |
SP |
SP |
SP |
H |
H |
H |
H |
| 4
& 4 |
H |
H |
H |
SP |
SP |
H |
H |
H |
H |
H |
| 5
& 5 NS |
D |
D |
D |
D |
D |
D |
D |
D |
H |
H |
| 6
& 6 |
SP |
SP |
SP |
SP |
SP |
H |
H |
H |
H |
H |
| 7
& 7 |
SP |
SP |
SP |
SP |
SP |
SP |
H |
H |
H |
H |
| 8
& 8 |
SP |
SP |
SP |
SP |
SP |
SP |
SP |
SP |
SP |
SP |
| 9
& 9 |
SP |
SP |
SP |
SP |
SP |
SP |
SP |
SP |
S |
S |
| 10
& 10 NS |
S |
S |
S |
S |
S |
S |
S |
S |
S |
S |
H=Hit,
S=Stand
D=Double Down
SP=Split
NS=Never Split
* This strategy does not guarantee that the player will
win. It is a strategy that gives the player a better percentage
of winning.
|